Protect What You Value Most
Insurance is all about guarding against life’s “what-ifs.” At Family Financial Partners, our insurance strategies are designed to help you manage those risks while keeping yourself and your loved ones protected if you can no longer work.
Let us help bring you peace of mind by evaluating your coverage, identifying any gaps, and shopping for premium costs that work within your unique budget.
Life Insurance
Insurance is all about guarding against life’s “what-ifs.” At Family Financial Partners, our insurance strategies are designed to help you manage those risks while keeping yourself and your loved ones protected if you can no longer work.
Let us help bring you peace of mind by evaluating your coverage, identifying any gaps, and shopping for premium costs that work within your unique budget.
Disability Insurance
A disability can not only cause you to lose your paycheck for some time, but it can have long-lasting effects on your family. Yet most clients who come to us don’t have disability insurance.
Fact: 1 in 4 adults in the U.S. have or will develop some kind of disability that affects major life activities*
Disability insurance typically costs between 1-3% of your income and generally covers two-thirds of your paycheck should you become disabled at some point during your career. And those benefits aren’t taxable (if you pay premiums with post-tax dollars).
An accident or medical emergency can come when you least expect it. Don’t wait until it’s too late — let us help you find the right disability insurance plan to help keep you protected.
Long-Term Care Insurance
We tend to think of long-term care as an end-of-life service, but accidents and illness in people under 65 can also accelerate that necessity. The need for long-term care can happen to anyone at any time. Without long-term care insurance, you and your family are on the hook for paying these costs out of pocket, and they can really eat into your assets like retirement and real estate the longer they go on.
Our financial professionals will work with you to build a policy to suit your needs. There are many options available for long-term care. The policies and coverage vary and some of the features can include:
- Cost-of-living adjustments.
- Fixed premiums.
- Death benefits.
- Cash value.
- And more.
Let’s build a brighter financial future for you, together.
Family Financial Partners will evaluate your needs and objectives and help you choose a policy that is right for you. Policy features and benefits vary. Each type of coverage has different pros and cons worth considering. Policy guarantees are based on the claims-paying ability of the underlying issuer.
Family Financial Partners is an experienced financial planning team in Lexington, Kentucky. Our team of advisors specializes in helping client families organize their financial lives, so they can enjoy each day, sleep well at night, and work toward a comfortable future. Whatever your financial goals, we will work to develop a financial plan that is tailored to you. With our help, we hope you will have more time to focus on the things (and people) that matter most
