Financial Advisors in Lexington, KY
Every client family has different working pieces. Each is a puzzle consisting of where they’ve been, where they currently are in life, and where they want to go. Some families are straightforward, while others are more complex (think of a 5000 piece puzzle of a Kentucky horse farm with old tobacco, newly planted wine grapes, and Thoroughbreds roaming around!). The majority of our families fall somewhere in the middle.
Fee-Based, Personalized Planning
The basis of our philosophy is the fact that many people only save and invest money for one reason—to spend it.
Whether the plan is to spend their funds during retirement, for their kid’s college, for a new home, for charity, inheritance, or a rainy day—many people save and invest to spend.
What We Do
Financial Planning
a tailored plan to fit your specific goals
Retirement
a roadmap for how to spend your time when work is done
Lifestyle
to delay or not to delay? That is the question
Investing
minimize the stress, and maximize the funds
College Planning
when scholarships just won’t cut it
Estate Management
planning for the what-ifs
Insurance
protect your family’s current income, lifestyle, and assets
Tax Management
ensuring tax efficiency
Meet the Team
David Smyth
Alexander Roig
Kyrk Davis
Ryan Petrunyak
McKellar Ciurlizza
TJ Atwell
Dillon Harper
Jacob Buckley
Nayeliz Maldonado
Rick Gregory
Greg Wright
Ryan Fitch
Why Family Financial?
I appreciate how David and Alex set up an atmosphere of success by trusting their employees. They always allow for input and feedback so that Family Financial Partners can improve the way we do business on a regular basis.
Greg Wright
When I found FFP, I knew this was the firm I wanted to call home. Our office puts the client’s experience and comfort at the center of its business model – always striving to serve them better, more efficiently, and effectively.
McKellar Ciurlizza
Everyone at FFP brings unique personalities and skills to our team. I love that as a group, we all utilize these skills in our own ways to help us better serve our clients. This is how we provide the level of service that truly impacts people’s lives for the better.
Ryan Petrunyak
Recent Articles
Financial Independence
This weekend we’re looking forward to celebrating the July 4th holiday and America’s independence, as I’m sure you are as well. This always gets me thinking about personal financial independence and freedom, especially as many of us work toward the American dream of a comfortable retirement.
Speaking of retirement, you may notice a new income projection shown in the quarterly statements you receive from your employer-sponsored 401(k) plan. Known as the Lifetime Income Disclosure, this estimates the monthly payments to you and/or your spouse after you retire. The idea is that, just as you can look at your Social Security statement and determine the best time to take that benefit, you can now look at your retirement statement and have the same knowledge of what your income will look like at the age you decide to retire.
Market Update: June 2022
How low can it go? That’s the question. I’ve heard from many of you with questions along the lines of when will the market recover, when will the bleeding stop. I’ve also heard others who have called to let me know their 401(k) is a 301(k), that they never should have invested in stocks, this terrible market is due to the current (pick a bad guy): president / fed chairman / supply chain / Russia / inflation – and that this will never improve. It’s only down from here.
Setting Your Personal Financial Benchmark
When you set a goal for yourself, whether financial, fitness or in another area of your life that you’d like to improve, how do you track your progress? Do you measure your successes against standards that were set for or by someone else? Or do you measure your success and achievements based on where you started out and where you’re trying to go?
