If you’re a W2 employee working from home for the last month-plus, you might be worrying more and more about unemployment as time goes on. Uncertainty can drive just about anyone crazy.
You can’t control the outside world, but I wanted to talk today about some things you can do to feel more in control during these unprecedented times. Last week, we asked to hear from you, our valued clients and readers, about what you’re doing to stay busy (and sane!) during quarantine, and some of these ideas came directly from the replies we received.
Now, I know many of you have great life insurance coverage, and I want to give a shout-out to those of you who said to me, “Tell me how much I need and I’ll buy it.” Also, thanks to those who were hesitant to purchase life insurance due to costs because of a health issue, but still wanted to secure enough to cover your family’s adjustment period.
My big concern is for those of you who told me, “Oh I don’t need life insurance, she’ll just marry someone else.” Or, “The family can move to a smaller house.” Or, “We don’t need life insurance. He’s only going to to die if I kill him.” I know that most of these statements are made in jest (and yes, I’ve heard them all), but you really do have a need for life insurance. After all, dating is tough right now – “Hi, I’m Pandemic Phil!” And real estate sales necessarily immediate.
Or, did you tell me you’re fine because your employer offers coverage? Well, what happens if there is no employer? Right? Suddenly things that were a given aren’t anymore. It might be time reconsider our chat.
If, for any reason, you think you might need more life insurance, please give us a call. Now is a great time to review and update your coverage. Our team will help you figure out the dollar amount that’s right for you family.
One client reached out to us and shared that, when she was a young girl, she learned to sew, but had not used that skill for many years. Well, over the last few weeks, she pulled that ability out of the shadows and started sewing masks to help protect her family and friends. What skills have you put on the back burner as life got in the way that you could dust off and hone up now? Maybe you’re a great cook who could prepare meals for older friends and neighbors (delivered at a safe social distance of course), or maybe you could simply mow someone’s lawn. One client, a single mom who works in health care and is reporting to work every day, told us she has twice come home to find that neighbors had mowed her lawn.
Personally, I’ve been trying to call, text or otherwise reach out and keep communication lines open with my friends, family and clients who might need a boost. Some might say one of my talents is the gift of gab, and I’m making an effort to encourage folks and lift up their spirits as best I can, even though I don’t have all the answers. If you’re a fellow extrovert, who do you know who might want some human interaction? Call your widowed neighbor, check in on the single, kid-free people who may be feeling isolated. We’re all in this together, and any small act of kindness takes our minds off our own predicaments. It’s a healthier place to be.
Once again, we want to hear from you! Anything you can share in terms of ideas for helping others and staying busy helps me create content that doesn’t have to do with the markets or COVID-19. We look forward to continuing to hear from you.
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*Representatives are licensed to offer insurance and annuity products in AL, AR, CO, FL, GA, IN, KY, MA, MD, MI, MO, MS, NC, NH, OH, PA, SC, TN, TX, WV, VA, and WA and are licensed to offer investment products in AL, AR, AZ, CA, CO, CT, FL, GA, IL, IN, KY, MA, MD, MI, MN, MO, MS, NC, NH, NM, NV, NY, OH, PA, SC, TN, TX, UT, WA, Washington DC and WV. This website and its content are not intended for residents of other states. Securities offered through: The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way, Cincinnati, OH 45242. 513.794.6794 Investment Advisory Services offered through The O.N. Investment Management Company. Estate Planning Services provided in conjunction with your licensed legal advisor.