Back to School Costs
This past Sunday, Stephanie took the kids and went out back-to-school shopping. She noted that, for the first time, we’ve got one in middle school, one in elementary school and one in pre-school.
Blog
Client Questions & Investment Philosophy
We’ve had several new clients come on board recently, and I always hear a few new questions from folks as we start our relationship and planning process. “Alan Greenspan was just on the radio saying we’re heading towards another bubble,” one client recently told us. “What do you think, and how should we protect ourselves?
Stocks, Bonds and So Much More
We’ve been in the financial planning business for nearly two decades. In talking with friends and prospective clients, I find that even now, many people aren’t aware of everything a financial planning team does. “You’re just stocks and bonds, right?” is something we hear a lot.
Kids & Credit
We’ve been exploring the topic of what money can buy in our last few newsletters. This week, I thought I’d explore this topic as it pertains to kids. I’m not sure how things were in your house growing up, but when I was a kid, I got a minimal allowance for doing chores around the house. And I always made sure those chores got done because I loved the reward of getting that money.
Legacy Planning
In our last two articles, we’ve explored the concepts of money and happiness. and what exactly you want your money to do and buy for you. We’d be remiss if we didn’t also address what money can buy after you’re gone – in other words, what’s your legacy?
Philosophically Speaking…
In our last article, we talked about what money can buy, and we gave you some pretty silly ideas about how to blow your cash. This week, I’d like to talk to you about the more philosophical side of what you’d like your money to do for you.
So… What Can Money Buy?
In the words of country star Chris Janson, “I know everybody says money can’t buy happiness. But it could buy me a boat. It could buy me a truck to pull it. It could buy me a Yeti 110 iced down with some silver bullets.” This summer, we’re going to spend a little time exploring the topic of money, specifically what exactly it can and can’t buy.
Help Me Help You
In speaking with many of you recently, you’ve been telling me, “Hey Dave, it’s summer. I don’t have time to read your thoughts every week.” That’s cool, I understand. For those of you feeling pressed for time, click here for the executive summary of this week’s Thought from Dave.
Four Stages of Saving For Retirement
Ask anybody who is just starting to save for retirement what their strategy is, and you’ll probably hear something simple such as, I’m putting 10 percent into my 401(k) and shopping less. This “Google search” approach to retirement isn’t hard to follow – provided you have discipline with your money. But if you take a hard look at the lifestyles and spending habits of people in their 20s just starting their careers, very few of them actually do this – regardless of what they say.
Bear or Bull?
It seems like everyone is confused these days. Each client and prospect we talk to is backing a different camp, and many have expressed their outlook not just on what will happen in November, but in June as well. And no, I’m not talking about politics. I’m talking about our stock market.
Enjoy
the ride.
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