Any of you who know me well know that I have no qualms with the idea of asking someone to work with me and my team at Family Financial Partners. After 20 years in this industry, I know that pretty much everyone I talk to already has a financial planner or team that they work with. I also know that the majority of the people I talk to are being underserved, or they’re not happy with their current investment portfolio.
When it comes to October and the stock markets, well, this can be a spooky month for investors. We’ll be observing the 20th anniversary of Black Monday in a couple of weeks on October 19, as well as Black Thursday, which took place on October 24, 1929, and set things in motion for the Great Crash of Black Tuesday, on October 29, 1929.
You may have noticed we’ve been talking about life insurance this month. Each September is designated as Life Insurance Awareness Month by LifeHappens.org, and we always take the opportunity to further educate our client families by sharing stories and information.
Last week, Alex and I were honored to attend a conference for our broker-dealer/advisory company, where our team was recognized as one of the top in the country. Over and over again, other advisors and attendees came up and asked us what products we recommend, and where in the world we find all the great clients we work with.
September is Life Insurance Awareness Month, and as always, we’ll be sharing lots of information throughout the next few weeks about this important part of your financial plan.
We’re at that time of year where our team has seen most of you at least a couple of times, and outside of any major changes happening in your life right now, we have a pretty good idea of whether or not you’re on track with your financial plan for 2017. Of course, if there are new major changes going on in your life, please, let us know.
Many of you who don’t work with us probably think it’s normal to accrue somewhere between .25 percent and .75 percent on your emergency fund, and that it’s normal to have bank IRA CDs that recently rolled from 1.25 percent to .25 percent. When we ask new folks why they think this is normal, the response is usually, “That’s what the banker told us.”
With all the kids going back to school this week, we’re all thinking about everything they’re going to learn this year. Exciting stuff! But don’t forget to keep teaching and talking to your kids at home about money, budgeting, and other basic financial topics.
We have much to celebrate this month at Family Financial Partners.
On August 1, this past Tuesday, Alex and I celebrated 12 years since the day we first turned on the lights at our old office and opened Family Financial Partners.
For those of you who are clients with us at Family Financial Partners, you may or may not remember our first few meetings where we asked all sorts of seemingly random questions. We don’t do this to pry – we’re trying to get a good feel for the various financial puzzle pieces you have in your life, and these might be things you haven’t even thought about – at least in terms of how they affect your finances.
*Representatives are licensed to offer insurance and annuity products in AL, FL, GA, IL, IN, KY, MA, ME, MI, MO, NH, OH, SC, and TN and are licensed to offer investment products in AK, AL, AR, AZ, CA, CO, CT, FL, GA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, NC, NE, NH, NM, NV, NY, OH, OR, PA, SC, TN, TX, VA, WA, Washington DC and WV. This website and its content are not intended for residents of other states. Securities offered through: The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way, Cincinnati, OH 45242. 513.794.6794 Investment Advisory Services offered through The O.N. Investment Management Company. Estate Planning Services provided in conjunction with your licensed legal advisor.