When it comes to the markets and how your investments perform over the course of your career, there isn’t much we can say for certain. Markets are hard to predict! But one thing we can say is this: if the basics of saving aren’t there, it doesn’t matter how well investments are performing. You have to build that base.
We’ve been talking this month about investing in yourself, your family and your home, and one thing we notice when talking with clients is that people have a tendency to focus on the here-and-now. They don’t think about all the ways they can invest in their future on a daily basis right now.
When it comes to investing in your home as the new year unfolds, I wanted to talk about the house you have and the home you make as reflections of you. These reflections happen in three main areas – your indoor space, your outdoor space, and your neighborhood.
When thinking about your financial resources, you may know that we encourage you to write down the top five places you want your money to go, and then check in with your spouse about their top 5 list. Typically, we see couples agree on two or three items, and have what we’ll call “discussions” about the other two or three! Either way, I encourage you to review how you want to allocate those resources.
They say if you aren’t taking care of yourself, you can’t take proper care of anyone else. So, how are you investing in yourself in 2022? For me, I’m embarking on a few weeks of focus on my physical health to make sure I stay on track with all the progress I’ve made in this area over the last six years. I need to stay healthy for my family – and for you, our valued clients. I’m also updating my personal goals as they pertain to my faith, my mental health, and how I spend my time outside of the office.
Every year at Thanksgiving, it’s tradition in our home to take a few minutes and go around the table so everyone can share what they’re thankful for. We know that this year – probably more than last year – you’ll be getting together with your families for the holiday. For some, it may be the first time seeing them in quite a while.
So you’re finally ready to take the plunge and retire, but first you need to hire a financial advisor to help you navigate this process. Choosing someone to manage your money is an important task that can be daunting. Wondering where to start? These five questions will help you determine if a potential advisor is right for you.
It seems we live in the best of times and the worst of times simultaneously, and from what I’m seeing on my social media feeds, people appear to be split on which one they think we’re in! Despite that, there’s still the age-old question about that rule of thumb that investors should hold a stock percentage of 100 minus their age.
So, what is a short, you’re wondering? A short is when a share of stock is sold with the intention of buying it back at a cheaper price. It’s akin to selling your house to someone who’ll pay full market value because you think it’s overvalued, and you planning to buy it back after the market plunges.
Well, we have a new president! And given that this is day two, I’m assuming the world hasn’t ended, and that you’re not about to sell everything off and go into hiding (please, don’t!).
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